Homeowners insurance (Hausbesitzer Versicherung and Hausratversicherung)

This tag contains all the information regarding Homeowners insurance (Hausbesitzer Versicherung and Hausratversicherung). Before approaching further with the types of Insurance to have in Germany, we must develop a clear concept of Insurance. Pretty sure you have heard of the joke, “Germans have insurance for everything!”, it may sound like a bluff but it’s true. So, insurance is a set of documents that protects against a possible eventuality. If you plan on spending more than 6months in Germany for study or job-related purposes, insurance is inevitable. Even though there are a few mandatory ones and others optional, you must give it a thought.