Before approaching further with the types of Insurance to have in Germany, we must develop a clear concept of Insurance. Pretty sure you have heard of the joke, “Germans have insurance for everything!”, it may sound like a bluff but it’s true. So, it is a set of documents that protects against a possible eventuality. If you plan on spending more than 6months in Germany for study or job-related purposes, it is inevitable. Even though there are a few mandatory ones and others optional, you must give it a thought. Everything you need to know about the type of it are Health, Occupational Disability, Automobile, Life, Homeowners, Liability, etc. There are almost 14 types of it that you need to have.