Before moving to Germany, it is important to know about Schufa Score and how to get a Schufa score in Germany. Schufa is a short form of Schutzgemeinschaft für allgemeine Kreditsicherung. It is the largest credit agency in Germany since 1927. It can be translated into English as “General Credit Protection Association”.This Schufa was used by the Berlin Municipal Electricity Company as a tool to create and track records of customers, who paid installments on time. Currently, they have records of more than 60 million people living in Germany. The records contain all bank accounts and mobile contracts. They track all invoices that are unpaid or were paid late.

A SCHUFA record plays a role at every major step of the way to everyday life in Germany. This record is checked by the companies like Deutsche Telekom when a person wants to open a phone line. This score can be checked by a bank when someone applies for a loan. For newcomers, landlords sometimes want to see Schufa’s score but it can be challenging because newcomers don’t have a schufa score to start with. That’s why it is recommended to move into flatshare or short-term accommodation.

1. Bank account details
2. Residence registration which is known as Anmeldung
3. Passport

This score is checked by

1. Banks
2. Landlords
3. Internet companies
4. Phone companies

There are many ways to apply for a Schufa Score in Germany:

Customer Service Line: 0611 – 92780

1. meineschufa.de
2. immobilienscout24.de
3. immonet.de
4. immowelt.de

The SCHUFA needs to be your friend, while you are living in Germany. It tracks and rates all your payment behavior. It impacts whether you will be able to get a loan, a mobile phone contract. You can get a Schufa report online or at a Postbank branch for 29,95 euros. For more information contact us.